Estate planning is the arrangement of an estate in Terms of Which the planner's Objectives in dealing with the assets and Liabilities are achieved. These Objectives Should make provision for the management of the estate planner's tijdens HIS / re life and there after.

Every decision you make Concerning your assets qualify as estate planning Decisions, Whether it be Obtaining Assets During your life or the division thereof after your death. It is essential to réalisé Charmain Horn Please note that estate planning is Necessary for everyone, no matter what the size of your estate May Be.

The estate planning process facilitates the arrangement of your affairs in a tax-efficient way so that you, your family and beneficiaries enjoy the greatest benefit from your Possible estate During your lifetime and there after.

A Properly structured estate will Ensure that your dependents are provided for When You are no longer "able to, that your business interests are protected and that taxes (estate duty and income tax) are Minimized.

A LACK of proper estate planning May Expose your dependents to an unnecessarily delayed settlement process or a cash short fall in the estate. The Dangers of a cash short fall in the estate include Unnecessary taxes, interest bearing claims, Forced sale of assets and your heirs being left in a financial crisis.